A cheat code for building wealth.
A 1031 exchange swaps one investment property for another without paying tax. A 100-year-old strategy that compounds wealth dramatically faster than an outright sale.
Up to ~40% of your gains can vanish in tax.
Investors face up to four layers of tax when selling investment property. With a properly executed 1031 exchange, all of these can be deferred.
Use the exchange to do almost anything with your portfolio.
Consolidate
Move from many properties into a few higher-quality ones.
Diversify
Spread risk across multiple markets or asset types.
Reposition
Trade rent-controlled stress for stabilized cash flow.
Go passive
Transition from active management to mailbox-money structures.
Step up basis
Depreciate a higher-basis replacement property.
Reset ownership
Eliminate or create joint ownership cleanly.
Three rules to remember.
Use a Qualified Intermediary
Your QI must be in place before you close on the sale.
Funds never touch your account
The QI directs and protects funds until you purchase the replacement.
45 / 180 day clock
You have 45 days to identify and 180 days to close on the replacement property.
Wondering if an exchange fits your situation?
We'll run the numbers on your current property and what an exchange would realistically mean for you. No pressure toward any outcome.